REAL ESTATE AGENTS HELPING HOME BUYERS FIND THEIR HOMES
and
NEVER A FEE TO OUR HOME BUYERS

Member: NAEBA, National Association of Exclusive Buyer Agents

OUR MISSION

Our agents are dedicated to helping our Northern Virginia home buyers find the very best luxury home for the very best price, terms and conditions possible. We believe that our Virginia home buyers deserve the same level of help that sellers have gotten for years. We are completely dedicated to buyers agency and that's is the only type of real estate sales we practice. We will never show you one of our listings because we don't have listings. We work for and with home buyers only. That's our mission and that's our passion.

100% LOYALTY TO OUR HOME BUYERS

100% OF THE TIME

We do not disclose to the sellers or listing agents any information that would hurt your ability to get the very best price, terms and conditions for you, the home buyer. Listing agents can't do that. Listing agents owe their loyalty to the sellers.

WE HELP YOU GET THE INFORMATION YOU NEED TO MAKE THE BEST HOME BUYING DECISIONS

We will show you any home in your price range listed by any listing company or listing agent. We will provide you with the school information to help you decide where you want to live. We will provide you with comparable sale information on any areas so that you will know if the homes you are considering are fairly priced. We will disclose to you any information we can obtain to help you decide on price, conditions and terms of your offering price and subsequent negotiations.

Jim Wicker

WE'LL BE THERE FOR YOU

We serve you all the way throughout the home purchase process. We help you find the very best home for you. We help you find the best financing for you. We help arrange for home inspections, radon inspection, termite inspections, title search, settlement meeting and any other tasks necessary to make you a happy and satisfied buyer.

WE CAN SELL WHERE YOU WANT TO BUY

Unlike listing agents who will show you their listings, even if it isn't where you wish to buy, we'll show you homes in the area of your choice. We are experienced in all areas of luxury homes in McLean, Vienna, Reston, Great Falls, Arlington, Alexandria, Mount Vernon, Oakton, Clifton, Fairfax Station, Loudoun County, Prince William County. We know the luxury home market where you want to buy in Northern Virginia.

STEPS TO HOME OWNERSHIP IN NORTHERN VIRGINIA

Your Buyer's Agent will explain the RESIDENTIAL CONTRACT OF SALE TO YOU in detail. You can decide if you wish to have a home inspection, Radon inspection (highly recommended for homes in some area of this real estate market), how the Home Warranty works, what all of the addenda mean and help you structure your offer considering price, settlement date, inspections, and every aspect of the written offer. Offers in Virginia are in writing and are very serious. At this time, you MUST have AT THE LEAST a pre-qualifying letter to accompany your offer.

STEP #5
OFFER, COUNTER OFFER
Once you make a written offer, it must be presented to the seller, often through the listing agent, with all addenda and often along with other buyers' offers competing for the same property. Your Buyer's Agent will stay on top of the negotiating process to make sure that your interests are promoted depending on what is important to you. Often the settlement date is as important to the buyer or seller as the price.

STEP #6
YOU HAVE A CONTRACT, WHAT NOW?
At this point, your Earnest Money Deposit will be deposited in your broker's Escrow Account. Your Buyer's Agent will schedule any inspections(s) quickly because they are a contingent on the contract and are date sensitive. If the home inspector finds serious defects in the home you will have the option of declaring the contract void (MD) OR giving the seller an opportunity to make repairs OR crediting you with cash at settlement to compensate for the defects. Your Buyer's Agent will explain all of the options to you based on the Home Inspection Contingency used for your purchase contract offer.

STEP #7
ELVES AT WORK
While the lender is working on your loan commitment, your Buyer's Agent is preparing your purchase for settlement. Your Contract of Sale will be taken to a title company in a location convenient to you and the seller. The title company will begin the process of ordering a copy of your title and all of the transactions recorded in the county for that property. Once the title is searched, the report will be sent to the title company and they will make sure that the title can be conveyed to you with no encumbrances.

The title company will also order a survey of the property that you have under contract. You'll receive a copy of the survey at settlement. The lender will order an appraisal of the property. The purpose of the appraisal is to make sure that the property is equal in value or more than the purchase price of the home. While the appraisal protects the lender, it is also protection for you, the home buyer. Your Buyer's Agent or the agent for the seller will order the termite inspection. You'll be protected by contract in case of infestation or repairs do to wood destroying insects. If the property is on well and septic, the well water will be tested to make sure it meets county standards for safety.

STEP #8
HAZARD INSURANCE
It's time to order hazard insurance. This is a condition of your mortgage loan. You can select the insurance company of your choice. Often you'll get a discount if you also insure your automobile with that insurance company. Your Buyer's Agent will recommend an agent if you don't have one.

Title work is completed. Survey is completed. Appraisal is completed. All of the verifications for your accounts, employment are in. . . . . Your loan is approved, settlement can take place on the date agreed in the contract.

STEP #9
LET'S GO TO SETTLEMENT
The lender will send instructions for the new Deed to the title company along with the Deed of Trust and the money to fund your loan. You will bring a Cashiers Check for the down payment and closing costs according to the Good Faith Estimate provided by your lender when you made the loan application. The title officer or attorney will explain all of the documents prepared for your signature and collect your closing money. The seller will sign the Deed and give you the keys to your newly purchased home in Virginia. Your Buyer's Agent will accompany you to settlement and make sure everything is in order.

Luxury homes in Great Falls, McLean, Vienna
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